Latest opinions that Andrew Fear has shared on Finextra

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Andrew Fear

Advisor / Consultant

Independent

Member since

31 Oct 2006

Location

Augsburg, Germany

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Andrew's opinions

Banking and Risk - Artificial Intelligence is nothing new

Artificial Intelligence (AI) is a discipline that has been revived. In the 1980s Artificial Intelligence and Expert systems were very fashionable and the British Computer Society had an Expert Systems Specialist Group run by the famous Alexander D'Agapeyeff. Other Scientists with great names doing pioneering work at this time included Robert Kowal...

29 September 2016 /regulation Operational Risk Management

STORY PRACTICE FOR BANKERS

Do you ever have to read brochures that are nearly unreadable? Brochures that push the superlative functionality, the embroidered success story, the many advantages and sparse disadvantages, the reasoned argument with no marks of originality, distinguishing features and no story. Nobody wants to read them. So many are writing this kind of stuff th...

27 May 2016 /retail Innovation in Financial Services

Some simple truths about project success

Several recent surveys show that the number of larger projects which are truly successful is well under fifty per cent. Some are outright failures; others fail to fulfil business objectives in some way or other. The larger a project is, the more likely it is to fail – and this is across all sectors. Almost half of all projects end up over budget a...

29 November 2013 /regulation Banking Architecture

Business Objectives, Communications and Collaboration

The enormous and continuing success of i-devices, tablets and smartphones raises the question of how they can best be used to fulfil business strategy. Having the technology is one thing, but using it effectively in business is quite another. You know you want it, but how can you justify it in terms of return on investment and benefits to your bus...

30 October 2012 Unified Communications in Financial Services

How to Ensure a Disastrous Core Banking Project

The emphasis is shifting from finding the system that precisely matches requirements to delivery capability - finding a core system that can be implemented with the minimum of trauma. Experienced core banking project managers will tell you how each time they complete a project they carry forward their success secrets to the next project - and thei...

17 August 2011 /retail Innovation in Financial Services

What centralisation and streamlining mean for core systems

What centralisation and streamlining mean for core systems Stuart Gulliver sounded a war cry. Substantial improvements in cost-to-income ratios will be achieved at HSBC through a series of measures including streamlining and centralisation. Every UK retail bank must follow suit in order to compete, but what does this really mean for core systems a...

11 July 2011 /retail Innovation in Financial Services

Let Bankers choose their own core-banking systems

(Core systems replacement – evaluating your options) Ownership is the thing. Whose systems are they after all? Putting the ownership of the core-banking systems back where it belongs, with the bankers, is just part of being attuned. Forward-thinking bankers know that only the right technology, the right core banking systems can drive the busine...

18 March 2008 /retail /wholesale Innovation in Financial Services